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MarketWatch and Learn: How to retire early: A 5-step plan

Wish you could retire right now? Give up the rat race, embrace a life of independence, reduce your stress, and have more time for what you value most — your family, education, travel? That might seem like a fantasy but early retirement is within reach of most Americans, if they would only take the steps to make it happen.

That’s not a sales pitch. It’s true. You, too, can retire the way you want, when you want.

While many think of retirement planning as a complex process, it doesn’t have to be. Below, we outline the key strategies learned by people who have done it — people who, without being millionaires, managed to retire in their 30s, 40s and 50s.

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