The Moneyologist: My fiancée wants me to buy a second home — in her name only

Terrence Horan/MarketWatch

Dear Moneyologist,

My fiancée and I have recently started discussing a prenuptial agreement. I earn about $75,000 a year and have a net worth around $800,000. She has student loans and her income is about half mine. She recently completed a bachelor’s degree and is looking for a better job. She would be moving into a home that I own. I have about $80,000 left to pay on the mortgage, which would continue to be paid from my salary.

I would prefer a prenuptial agreement that specifies that each of us retains control and ownership of assets we currently own, plus income we receive while married, unless we chose to put money into a joint account or title property jointly, in which case it would be split 50/50 in the event of divorce.

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