The Moneyologist: My deadbeat husband didn’t work for 8 years — should I spend my money before we divorce?

Terrence Horan/MarketWatch

Dear Moneyologist,

I’m planning to divorce my husband of eight years, as he’s never worked in this time or contributed to bills. We live in California, a community property state. We live in a house which I bought before the marriage for $700,000, and it’s appreciated to $1.2 million. I continue to pay my mortgage on it. I don’t have much in savings, just $20,000, and $100,000 in retirement. Is there anything I can do to protect my money? Should I put extra money towards my car or house payments? Should I send money to my parents?

Unlucky in California

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