Nine different ways to think about money

For more than three decades, I have written and thought about money — and I like to believe I’ve been fairly consistent in my financial philosophy.

Today, I still live by the same principles I championed starting in 1994, when I became The Wall Street Journal’s personal-finance columnist. I remain almost entirely invested in index funds, my portfolio is heavily tilted toward stocks, I’m a big believer in global diversification, and I continue to argue that the key to financial success is great savings habits.

Yet, today, certain ideas loom much larger in my thinking, in part because of upheaval in the financial markets and changes in the economy.

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