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Do you really need a will?

This article is reprinted by permission from NextAvenue.org.

You might have heard that Prince died without a will, which is likely to lead to a major battle over his estate. But do mere mortals like the rest of us, with far smaller net worths, really need a will?

Traditionally, the answer to that question has been an unequivocal “Yes” — particularly if you have a spouse, children or stepchildren. Lately, though, some financial advisers have been saying that many Americans might not need a will. New York Times “Wealth Matters” columnist Paul Sullivan wrote about that provocative view in his article, “Prince Needed a Will, But Maybe You Don’t.

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