Are you a smarter investor than a fifth grader?

Electricity and light, decimals and fractions, the American Civil War: These are topics the typical fifth grader is ready to discuss in school.

Stocks, bonds, diversification and price-earnings ratio are a few of the things Amelia Kovtun and Srinath Rao, two 10-year-olds from Rego Park, Queens, will tell you about. They won the Stock Market Game competition against students at 80 elementary schools across New York City, and presented their findings at the Securities Industry and Financial Markets Association Foundation’s annual tribute dinner in Manhattan on Wednesday.

The Stock Market Game, which is celebrating its 40th anniversary next year, is one of many stock portfolio simulators, and is geared toward students from elementary school to college through non-profit organizations and state departments of education.

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