Should you pay a monthly fee for legal services like you do to health insurance?

Imagine you are pulled over by the police for speeding and you are able to get a lawyer on the phone right away to guide you through the questioning process — before the officer even gets to your car. And, should you receive a ticket, being able to send a copy of it through an app directly to your lawyer to begin a dispute process.

Such personalized help is being made more accessible through LegalShield, a subscription-based legal service that promises to answer user phone calls within 15 seconds and have a lawyer on the line within 15 minutes in case of emergency.

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