W3Schools

Here’s how to save money for your children’s futures

Saving money when preparing for a baby is important, but there are several financial vehicles that could make a child’s life easier when they’re out of diapers (and high school).

“These are long-term goals and time is on your side for all of them,” said Douglas Boneparth, a financial adviser and president of advisory firm Bone Fide Wealth in New York.

Raising kids is expensive. The average cost of raising a child is $233,610 for a child born in 2015 through age 17, according to a recent report from the United States Department of Agriculture. (It’s significantly more if you’re a high-earner).

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