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The Moneyologist: My husband can’t get a loan — his bad credit rating is ruining our marriage

Dear Moneyologist,

Can I protect my credit and not lose my family? I live in Wisconsin, which is a community property state. My husband does not have the best financial history, which has led to him filling bankruptcy prior to our marriage. He has now attempted to get a loan several times and he has not been approved. It is very concerning to me because we are married, I am liable for any debt he carries. I am not comfortable with acquiring new debt, but also fear this will begin to place a strain on our marriage. His bad credit score is ruining our marriage.

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