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The Moneyologist: This woman wonders what will happen to her ex-husband’s $1 million retirement account

Dear Moneyologist,

I have a question about my divorce situation. I went through a fairly amicable divorce. We will still see each other at family dinners from time to time. It’s a little awkward, but friendly. We share an individual retirement account but, while going through the divorce, my husband said he did not want to split his retirement account because it was just short of seven figures. He’s been saving forever and his reasoning was that he didn’t want to split it yet when it was so close to $1 million. A year has passed, the account is over $1 million, and nothing has happened.

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