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Your new retirement options: Work longer or save a lot more

Gus Sauter, the former investment chief at Vanguard, wrote an article for the Wall Street Journal this week with some important information for retirement savers to consider:

“In fact, 56.4% of all 50-year-old women are expected to live longer than their life expectancy of 83 years, and, similarly, 55.4% of all men are expected to outlive their expectancy, according to the Social Security table. That may seem a bit odd, but it’s because the distribution of ages when people are expected to die is not a nice normal distribution. It is a skewed distribution with more people living longer than dying early.

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