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How to fix debt and savings woes as you near retirement age

This article is reprinted by permission from NextAvenue.org.

(This is excerpted from the book “Ageproof” by Jean Chatzky & Michael F. Roizen, MD, with Ted Spiker. Copyright (c) 2017 by Jean Chatzky and Michael F. Roizen, M.D. Reprinted with permission of Grand Central Life & Style. All rights reserved.)

You hear this advice over and over: if you start saving for retirement at the age of 20, you’ll be set for life. That’s because the power of compound interest can take your measly savings as a young adult and turn it into millions by the time you’re ready to retire.

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