These are the times you shouldn’t book a flight with points

Just because you have a lot of rewards points doesn’t mean you should always book flights with them. For certain types of flights, it’s a better deal to just pay.

Although racking up a bunch of credit card rewards points may give you the travel bug, using your points might not actually be the best choice, according to a new summer travel study from the personal finance website NerdWallet, which found cash can be better than points in a few specific circumstances.

To do the study, NerdWallet looked at the 20 most popular flight routes (some domestic, some international) on four U.S.

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