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4 ways to ensure your retirement stays on track

One of the biggest questions facing retirement investors right now is what to expect from stocks over the coming decade.

It matters the most if you’re at or near retirement, since that number will affect your ability to finance a reasonable life after work.

That’s the disconnect many long-term investors feel right now. After decades of double-digit returns from the stock market, some market observers — among them Vanguard Group Founder John Bogle — warn that stocks could fall short of expectations.

Read: How to invest in a time of Trump: Be realistic

Bogle puts the number at 4%, a return many investors once associated with bonds, not stocks.

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