W3Schools

This is why women get a raw deal on student debt

Curry Oglesby knows the challenges firsthand of trying to pay down her debt and also plan for her future. “It’s not like I have savings right now,” she said. The 30-year-old graduated from Howard University in 2009 during the depths of the economic downturn with more than $20,000 in debt and struggled to get a job in public health. So Oglesby kept her retail job and crammed into an apartment with multiple roommates in an effort to afford her expenses.

But often her pay, which was largely based on commission, wasn’t enough to cover her debt. She moved around a few times, missing loan payments and mailed warnings and ultimately her student loan slid into default — a credit-altering event — and debt collectors started garnishing her wages to repay the debt.

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