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Can Apple convince customers to pay each other on their iPhones?

Need to pay your friend, your coworker or your babysitter, but don’t have cash on you? There’s yet another app for that.

Apple Inc. AAPL, -0.98% announced Monday at its developer conference it would begin allowing peer-to-peer payments by sending a message through its iMessage app. It will let consumers pay one another without leaving their messaging thread. Apple will also offer a digital debit card called Apple Pay Cash, where users can store their money online.

The service will become available at the same time as Apple’s new iOS 11 operating system this fall, according to Recode.

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