7 ways to live within your means now so you can enjoy retirement later

Living within your means can be difficult. It requires planning, discipline and awareness of what your personal financial limits are.

Getting started on planning your finances and adhering to your personal financial plan day in and day out can be a bit of a challenge — especially at first. But, as time goes by, it becomes easier and ultimately a positive, life-changing experience. As you gain control over your finances, you will have an enhanced feeling of personal empowerment and a more comfortable, and less stressful existence. Train yourself to be financially responsible and live within your means now and it will serve you well when you are retired and living on a fixed income for life.

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