Money Milestones: This is how your finances should look in your 30s

Daniel Packer, a 29-year-old data analyst at an online advertising agency in Los Angeles, knows more responsibilities will stack up as he hits the big 3-0 this summer, so he’s been religiously stashing away money in his retirement accounts the last few years.

Retirement is a long ways away for him, he says — at least 30 years — but saving money early on means not worrying about putting away as much later down the road if he weren’t able to do so. He’s already seeing his strategy pay off, given he has a 1-year-old daughter and raising kids is expensive (try somewhere between $284,000 and $600,000).

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