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Outside the Box: Do you want to die with money in the bank?

I’ve been writing a lot recently about the importance of projecting conservatively and making sure you have plenty of money left for your later retirement years, and I’ve received several questions about what happens if this approach means we have money leftover at the end of our lives.

That question itself is nothing new, but what is new (to me anyway) is how several folks have characterized it: as a risk. They see the possibility of having funds left at the end as a negative outcome they are actively working to mitigate, just as they would any other risk.

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