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Were you impacted by the Equifax breach? You risk financial chaos by doing nothing

If you’re hoping to just ride out the Equifax breach scandal and do nothing about it, you might not have a problem next week or next month. Or even next year.

Since the credit reporting company Equifax EFX, -2.35% announced last Thursday it had been affected by a data breach earlier in the summer that potentially affected 143 million U.S. adults, consumers have had many questions about how to protect themselves. Some have not even been able to freeze their credit reports, as security experts have suggested, because Equifax and the other two credit bureaus TransUnion TRU, -1.35% and Experian EXPN, -4.83% have been overloaded with calls and credit-freezing requests they were unable to handle.

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