W3Schools

Money Milestones: The hard lessons teachers are learning about student debt and saving for retirement

Lucia Brockway, a 31-year-old high school English teacher in Brooklyn, N.Y., learned a grim lesson of her own while studying to be a teacher: Student debt will be a big part of her life for decades to come.

Her husband, also a teacher, taught her something else — that it’s important to save for retirement, even if at first it’s not a lot of money. Unfortunately, for Brockway and other educators, balancing the two isn’t easy. Teachers must pay back massive student debt (many earn their master’s degree, for instance), while paying for other financial responsibilities and saving for their futures.

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