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These Americans will never get Social Security benefits — and we don’t mean millennials

Today’s young people fear that they will never see Social Security benefits. The reality is, 3% of elderly Americans already don’t.

The three main groups of people who never receive Social Security benefits include infrequent workers (44.3%) who do not have sufficient earnings to qualify for the benefits, immigrants who arrived in the U.S. at 50 or older (37.3%) and therefore haven’t worked long enough to qualify for the benefits, and non-covered workers (11.4%), such as state and local government employees. A little less than 7% of “never beneficiaries” were individuals who were expected to get Social Security benefits, but died before receiving them, according to a 2015 Social Security Administration report.

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