Wedding insurance doesn’t cover a runaway bride — but here’s why you might want it

As if brides and grooms aren’t nervous enough for their big day, they also have to worry about the venue closing down before they walk down the aisle, the weather stranding guests or the dress getting ruined in transit.

Some insurance companies, such as Travelers Insurance TRV, +0.17% and WedSafe, offer wedding insurance policies for such disasters. With weddings so expensive — people who use wedding sites spend an average of $35,000, although it’s likely less for millions of working Americans — there’s a lot of money at stake. Wedding insurance also covers accident coverage and military deployment.

“It’s a significant investment and there are a number of circumstances that can impact that very special day,” said Todd Shasha, managing director of personal insurance product management at Travelers.

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