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Amazon checking accounts could have massive appeal for these Americans

Amazon is already a grocery store, a leader in voice-powered personal assistants, a television and movie production company and will soon become a delivery service.

Financial services may be next on its list of industry disruptions.

Amazon AMZN, +1.74% is in talks with major banks including JP Morgan Chase JPM, +2.88% about building a product that would function like a bank account for its customers, according to people familiar with the matter, The Wall Street Journal reported Monday. The project is in its early stages, may not come to pass and is intended to appeal to younger consumers and those without bank accounts, the paper reported.

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