FA Center: How one father meets the financial needs of sons with cystic fibrosis

A self-described “happy guy” in 2002, Jon Baker suddenly hit a wall. First, his 2 ½-year-old son was diagnosed with cystic fibrosis. At the time, he and his wife were expecting their second child.

Cystic fibrosis is a genetic disease, and the couple soon learned that their unborn son had it as well. Baker, a certified financial planner in Atlanta, could barely digest the terrible news. He knew the disease was incurable with an average life expectancy of 31.

“This obliteration occurs to your image of what your future life looks like,” Baker said. “All of a sudden, you have two kids with this fatal disease.

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