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Outside the Box: I tested 2 free Social Security retirement calculators, and here’s what I found

Mike Piper is the author of the book “Social Security Made Simple.” In addition to explaining how Social Security works, he recently created an interactive calculator, Open Social Security, to help you figure out when is the best time to claim Social Security benefits.

I test-drove it with some hypothetical cases. I also ran the same cases through another free calculator by Financial Engines. Both calculators offer some advanced options. I left everything at the default settings.

Case 1

This simplest case involves a single person who has never married.

Assumptions: Female, single, never married, born in April 1958.

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