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New health insurance options are a lot cheaper—there’s just one problem

The Trump administration is touting “association health plans” as a way for small business employees and self-employed people to get more affordable health insurance, but some experts and advocates say consumers should proceed carefully.

The Department of Labor last week expanded access to association health plans with a new rule that President Donald Trump requested in a 2017 executive order. The new regulations will make it easier for groups of people, small businesses and even sole proprietors and their families to join forces and buy group health coverage.

For example, a group realtors or teachers could form an association, pool their resources, and buy insurance that would cover all of them.

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