Outside the Box: 5 questions you should ask before buying an annuity policy

It’s been 10 years since the 2008 financial crisis, and discussions between advisers and investors are more likely to focus on when—not if—the next market downturn will happen. As you sit down with your adviser to explore how you can better prepare for and live in retirement in the face of this challenge, annuities might be part of the conversation.

Whether you are between the ages of 45 and 55 and looking to maximize the benefits of tax-deferred accumulation, or in your 60s and ready to begin generating an immediate stream of protected retirement income, there are annuities that may fit your investing needs.

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