The Moneyist: Should I use my family’s Amazon rewards points for my wife’s birthday present?

Dear Moneyist,

My wife celebrates a very special birthday next week. She has asked for a very expensive watch for a present. I intend to buy it on Amazon. I’ve been shopping on Amazon for almost two decades and, recently, I’ve noticed that I have accrued 45,000 rewards points on the site which has a monetary value of $320, which would almost pay for the watch.

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I would like to apply these points to buying the watch rather than raid my savings account, but I don’t want her to discover I am using this form of payment as she might think I’m cheap and that such a gesture risks devaluing her birthday celebration.

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