Beware of rogue financial advisers who play on your fears

Read your LinkedIn news feed with a skeptical eye, and think twice before replying to an email from a financial adviser seeking your business this week.

The Dow Jones Industrial Average DJIA, -2.13% plunged 831 points Wednesday in the worst day since the market correction last February and tumbled another 650 points Thursday afternoon. The S&P 500 SPX, -2.06% index and the Nasdaq Composite Index COMP, -1.25% were also down Thursday. Understandably, many people are concerned about what this means for their 401(k) accounts and, for those who are already drawing income from their retirement accounts, it’s especially worrying.

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