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The American cities where investors are making the most money while they sleep

When it comes to raking in “mailbox money,” residents of some cities are doing better than others. In some cases, much, much better.

The personal-finance website SmartAsset recently analyzed the finances for citizens of 200 metro areas in the U.S., to find out how much income they’re earning passively through their investments. SmartAsset used Internal Revenue Service (IRS) data to rank those cities based on how much their citizens earn on four investment types: taxable interest, dividends, qualified dividends and capital gains.

Taxable interest income is defined as money people earned from savings accounts and certificates of deposit. Dividends are from ownership of stocks; qualified dividends are those people have owned long enough to meet the IRS’s holding period qualification.

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