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Outside the Box: Open enrollment is here:10 tips for making the best choices

It’s open enrollment season for many employer health plans, Medicare and plans offered through the health care exchanges. The window of opportunity can range from a few weeks to perhaps a month.

Sadly, in my experience, most people wait until the last day or two and then make a quick decision. Even worse, they ignore the communications they receive and make no decision, leaving in place for another year the coverage they currently have. This can be a big mistake.

Every year, plan provisions change, prices change, family circumstances change and health status can change. It’s essential to take the time to assess what coverage is best for the year ahead.

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