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The Moneyist: I earn $15 an hour and will inherit $150,000 — how do I secure my financial future?

Dear Moneyist,

I read your advice column a lot, and I hope you can help me. I feel like most of your columns are geared more towards the middle and upper classes, but I’m hoping you can help a low-income person like me as well.

I don’t have a college degree, and I doubt I’ll ever make more than $30,000 a year, but over the past six years I have paid off absolutely all of my debt, including my car, and have saved up a three-month emergency fund.

I don’t have a college degree, and I doubt I’ll ever make more than $30,000 a year, but over the past six years I have paid off my debt, including my car, and saved up a three-month emergency fund.

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