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Save 30% on your holiday shopping budget with these money hacks

Holiday shoppers can save a third or more on this year’s spending if they sign up for the right credit cards and use a couple of other money hacks, banks and other financial sources reveal.

J.P. Morgan Chase JPM, -0.79% and Wells Fargo WFC, -0.57% offer credit cards that will earn you a $150 cash bonus if you spend just $500 using the card within the first three months.

That works out at a 30% rebate. You’ll also get another 1.5% back in rewards, and more if you spend in certain categories.

Signing up for online loyalty programs such as ebates.com as well can cut the bills still further when you shop online.

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