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The Moneyist: My husband asked me to file a joint tax return without telling me he owes back taxes

Dear Moneyist,

My husband is a divorced father of three dependents. We will soon be married for 10 years. We filed joint tax returns the first 5 years. However, after learning that my husband was in trouble with back taxes I quickly moved to filing separately. I already filed bankruptcy with him in 2012 and sacrificed my credit for the cause, but I’ve been able to show excellent credit worthiness and currently show a FICO score of 645.

If I could just learn how to move the chess pieces on the board correctly, I could get us out of the mess my husband has caused.

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