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More Americans are taking longer to pay off their credit-card debt

David C. Wicker, a 31-year-old San Diego resident who works in casino surveillance management, got his first credit card at the age of 18 while he was shopping for college dorm supplies at JCP, +1.65%

It wasn’t until later in college though that his credit-card debt began to grow after he decided to take out less in student loans and started paying for more of his living expenses with credit cards.

“This is about the time I began having recurring month-to-month credit card totals and never fully recovered,” Wicker said.

Also see:Consumers requested the lowest number of credit inquiries since 2003 — why that’s a cause for concern

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