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Credit.com: Everything you need to know about getting a personal loan to conquer debt

Did you know the average American is approximately $38,000 in personal debt, with credit card debt being the leading source? With such a large amount of debt, personal loans are becoming more popular, especially for credit card debt consolidation. In the past year alone, 34% of Americans took out a personal loan.

Personal loans can be used for a variety of reasons, whether that be for debt consolidation (the most popular reason for taking out a personal loan), medical expenses, home improvements, etc. But how do you know if a personal loan is right for you? Everyone’s financial situation is unique, so you want to make sure you understand personal loans before you determine if a personal loan is the best way to go.

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