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Upgrade: There may be just 3 major money decisions you need to make about retirement

Could the best retirement advice come down to just three things?

A recent blog post from Of Dollars and Data made the contention that “the financial aspect of retirement planning boils down to three things.” These things were:

1. How much you save before retirement. “This is a function of the number of years you decide to work, your income, and your savings,” Nick Maggiulli wrote on the blog.

2. Asset allocation. “This is a function of how you invest your savings and how much risk you want to take,” he wrote.

3. How much you spend in retirement.

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