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BookWatch: Catastrophe struck when my husband was killed. Here’s what I learned about creating a ‘what if’ plan

Sitting in the parking lot of a Marriott Express in Cedar Rapids, Iowa, swigging a drive-through drink the size my head and trying to map directions to my cousin’s memorial service was not the location I imagined trying to have “the talk” with my brother, and realizing (again!) that I was living one accident or illness away from financial catastrophe.

Turns out, most of us are.

An hour before, our parents had gotten a call. My dad’s brother was very ill. “It was time.” It was a four- or five-hour drive, and it was suggested that they hurry. They headed south to St.

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