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Most people (of all ages) failed this retirement quiz — here are the answers

Americans didn’t ace this retirement pop quiz.

Only about one in five Americans know how much they’re allowed to contribute to a 401(k) plan and a little more than a quarter know nonworking spouses can contribute to an individual retirement account, according to a TD Ameritrade survey of more than 1,000 adults 22 years or older with at least $10,000 in investible assets.

But that’s a problem, considering so few people are saving enough for their futures or even understand how much they need to save to get there. About 18% of Americans say they’re “very confident” they’ll have a financially comfortable retirement, and 49% said they were “somewhat confident,” according to Employee Benefit Research Institute data.

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