The Margin: Help! Depressed millennial earns $61,000 a year but can’t make ends meet

Millennials face a nasty set of obstacles on their path to financial security. From student loans and stalled wage growth to nosebleed housing costs and care for aging parents, it’s a tough time to be navigating the early years of adulthood.

An anonymous youngster with the troubling “ShortenedLife” nametag knows this all too well, so he made the very millennial decision to ask Reddit’s “Personal Finance” discussion group for tips on how to run a budget that leaves him broke at the end of each month despite his $61,000 salary.

One initial response: Cry me a river. But there’s more to the story.

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