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Upgrade: Just 1 in 10 Americans got an ‘A’ on this basic test of financial security

Our finances may be on shaky ground.

At least according to financial institution Primerica, which on Wednesday released a survey of 1,000 middle-income Americans (with household income maxing out at $106,000), which revealed that most of us are far behind where we should be financially.

Indeed, when asked whether or not they engage in the following five financial preparedness basics, only about one in 10 engaged in them all.

1. Making more than the minimum payment on credit card bills every month;

2. Having $50,000 or more in life insurance coverage;

3. Saving some money every month;

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