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NerdWallet: How to avoid car insurance rate increases based on your gender

This article is reprinted by permission from NerdWallet.

Your driving record may be flawless. Your car may be one of the safest on the road. But, in most states, you might pay more for car insurance than an all-but-identical driver, simply because of your gender.

No one is immune. While men traditionally have paid more, particularly when they’re younger, recent studies show women often pay more when they’re older.

This year California joined six other states in banning the use of gender to set car insurance prices. Elsewhere, drivers can pay hundreds of dollars a year in higher premiums because of the impact of gender on their rates.

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