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Upgrade: About half of teens can’t pass this basic 8-question financial quiz. Could you?

Teens have angst — about money.

About one in three teens don’t believe that they’ll be financially independent from their parents by age 30, according to a survey of 1,000 U.S. teens ages 13-18 released this week by youth organization Junior Achievement USA and Citizens Bank. And they don’t think they’ll be hitting major money milestones in a timely manner either. Just 44% think they’ll be saving for retirement by 30 and only 43% think they’ll have paid off student loans by then.

“These survey findings show a disconcerting lack of confidence among teens when it comes to achieving financial goals,” said Jack Kosakowski, president and CEO of Junior Achievement USA, in a statement.

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