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Capital One quietly changed some of its credit-card rewards — why you should care

For some Capital One COF, -1.09% credit-card holders, it’s gotten more expensive to turn rewards miles into gift cards.

At the end of March, Capital One quietly updated the number of rewards miles card holders need before they can trade them in for gift cards for certain popular retailers including Amazon AMZN, -0.76% Apple AAPL, -0.30% and Walmart WMT, -0.54% The change applied to Capital One’s mile-based cards: Venture, VentureOne, Spark Miles and Spark Miles Select.

The change is a reminder that all consumers, not just Capital One card holders, should tread carefully when dealing with credit card points.

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