Ask these questions about your credit card — it could save you hundreds of dollars

Do you negotiate with your credit-card company? Maybe you should.

Women were far less likely than men to ask their credit-card issuer for more leniency or better terms on paying late fees or interest rates, according to a new survey of more than 1,200 people conducted by personal finance website CompareCards TREE, +3.93%

Despite that, women who did ask their credit-card companies for a break were just as successful as men in securing whatever their required changes to the card’s terms.

Here’s some of the other takeaways from the survey:

• 25% of male card holders had asked for a lower APR in the past year versus 16% of women.

>>> Original Source <<<