The Moneyist: I’m worth $1.8 million — and want my girlfriend to waive her community property rights before we marry

Dear Moneyist,

I have recently decided that I want to ask my longtime girlfriend of 5 years to marry me, and start a new chapter in our lives. My girlfriend is financially responsible to a degree that a lot of people are fine with: some savings, 401(k) contributions, paying bills, and getting by.

I am fine with her financial responsibility levels, but I look at money differently than her. I simply see it as a key to freedom. It’s a way of not doing things you don’t want to do anymore. I am a 41-year-old physical therapist. At 23, I bought my first starter home in Ohio.

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