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NerdWallet: Don’t be too loyal in the reward points and miles game

This article is reprinted by permission from NerdWallet.

You’re planning your next vacation, surfing the web for the perfect place to stay. Three hotels appeal to you. One is part of a large international chain, and another is part of a large international chain where you’re a loyalty program member. The third is a boutique hotel you’ve never heard of, but it looks alluring and gets rave reviews.

Words start popping into your head: “elite,” “bonus points,” “late checkout,” “lounge access.” Each is pulling you toward choosing the hotel where you’re a member. But if you heed the loyalty program’s siren song too readily, you could end up a loser in the points game.

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