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NerdWallet: New college grads: do these 9 things before your first paycheck comes

This article is reprinted by permission from NerdWallet.

When you’ve been living on a college budget, the first real paychecks from your postgraduation job can feel like more money than you know what to do with. Here’s how to spend, save and invest that income while paying down debt and splurging a bit, too.

1. Create a simple budget

Yep, a budget is the first step. Once you give each dollar a purpose and ensure you’re meeting essential needs, you can spend on things you value and feel confident that you can afford them.

The 50/30/20 approach is a good budget starting point.

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