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The real math of coffee and your retirement

Coffee lovers, rejoice. You can have your latte and a prosperous retirement, too.

Many mainstream financial experts have used coffee as a prime example of wasting money, saying your morning coffee ritual from Starbucks SBUX, +0.56% or a local cafe are killing your chances of properly retiring. Suze Orman, author of numerous personal finance books and a television host, said a daily coffee habit is essentially like “peeing $1 million down the drain.”

Takeout coffee is a want, not a need, she said. “I wouldn’t buy a cup of coffee anywhere, ever — and I can afford it — because I would not insult myself by wasting money that way,” she told CNBC.

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